Summary
It’s another record year with annual family premiums for employer coverage rise 6% in 2025, nearing $27,000.
Of that, the employer contribution is over $20k and as it is every year, employers are looking for ways to manage these costs.
ICHRAs have had some policy tailwinds this year and show promise to help hem in costs for employers, but also rely on the individual market which has had a tumultuous year. To discuss what things are looking like from the employer and employee point of view amid all this tumult is Stacy Edgar, CEO of ICHRA platform Venteur.
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Video Interview
Show Topics
00:00 Introduction and Overview
00:51 Mon County Moving to ICHRA
02:43 Understanding ICHRA Risk Pools and Market Dynamics
06:26 On Exchange vs. Off Exchange Plans
09:44 Employer and Employee Perspectives
20:04 Carrier Strategies and Market Sentiment
27:04 Cost Savings and Provider Reimbursement
30:08 Conclusion and Contact Information